AMJU Unique Microfinance Bank Limited, which has its corporate Head OFFICE AT No 71, Airport Road, Warri, Delta State, was incorporated with the Corporate Affairs Commisiion (CAC) of Nigeria on the 6th of May, 2009 consequent upon the grant of approval-in-principle by the Central Bank of Nigeria (CBN) VIDE ITS LETTER referenced OFD/GDM/MAU/01/303 dated 6th April, 2010.
We commenced banking operation as unit microfinance bank on 3rd May, 2010 with an authorized and paid-up capital of N150 million respectively. In february 2013 we were granted approval by the Central Bank of Nigeria to operate as a state microfinance bank having increased our capital base to N500 million fully paid. As at 31 December 2017, our management account shows shareholders fund unimpaired by losses stood at N1.188 billion with only three branches – situated in Effurun, Warri and Asaba Delta State, our total clientele base as at 30th of June, 2018 stood at 19,514 with balance sheet of over N10.2 BILLION.

Our bank can be said to be a hybrid microfinance bank as we Our management team is made up of highly qualified professionals with many years of experience in the banking industry. All of them are certified microfinance bankers as required by the CBN.

We are one of the very few microfinance banks in Nigeria today that have acquired ATM, Internet Banking, POS, and other E-channels in (all our branches) Airport Road Effurun, Main Market Warri, Asaba, Ughelli and Eku.

Secondly, with our Ebanking platform, our customers and the public can transfer and receive money electronically to and from any bank in Nigeria through the Auto Pay, Pay Direct and NIP platforms provided by interswitch and NIBSS respectively.

Our Motto ”Easy Banking beyond the First” encapsulates our philosophy, services and products that meet the needs of all classes of individuals and group that are engaged in micro, small and medium scale enterprises.