Earnwell Microfinance Bank (EMB) is a CBN licensed Unit Microfinance Bank, known for economically empowering micro- entrepreneurs and low-income earners by providing financial services in a sustainable, ethical and profitable manner. Founded in 2014, with its initial operative office at No. 12 IBB Way, Jobo Plaza Lokoja, Kogi State. To meet its core objectives of providing micro lending and poverty eradication programs, the operative office was moved to Karu District, in Abuja in 2021.

EMB brings to the market, a full range of micro-financing products at a competitive rate, with good terms and conditions tailored to meet our client’s basic needs with the aim of developing customers financial capacities in terms of growth and expansion as well as, creating values for shareholders.  We hope to bring high-quality individual micro lending and group loan services to residential and business customers scattered all over Abuja Municipal Area Council and part of Nasarawa State.