Josad Microfinance Bank limited is a financial institution duly incorporated in Nigeria with the Corporate Affairs Commission on 20th July,2010 with registration NO.901016. The Bank began its operation in the year 2010 with 602 customers and a staff strength of 7 including 5 board of Directors. JOSAD Microfinance bank is involved in training and implementation of sustainable programs for MSMEs . Over the years, we have executed community based programs by setting up of co-operatives , partnership by training and mentoring various group of people on skill acquisition and enterprise development in various vocations, trades and also provided funding for start-ups and growing businesses. At JOSAD Microfinance Bank Ltd, our strategic roadmap for the next five years is the target of becoming one of the first 10 banks within the Northern States MFBs and top twenty (20) in Nigeria as a whole. Our Vision: ‘’ To be the Microfinance Company to provide financial and non-financial products and services to rural productive clients and MSMEs to improve livelihoods in an efficient and effective manner to ensure growth and sustainability. Our Mission: ‘’A Microfinance Institution providing alternative and reliable products and services to the clients with the view of helping to improve financial access to the informal sector in an efficient, reliable and sustainable manner and to further assist clients in the development and management of their enterprises