Microcima Africa Limited is a fully Nigerian owned Investment Company registered with the Corporate Affair Commission (CAC). It has interests in diverse sectors of retail and social-inclusive businesses such as Microfinance Banking, Mobile Money Operations, Digital Finance, Financial Advisory services, Consulting, Business Innovation, Green Finance, Agricultural value Change linkage with a major bias for rural community economic inclusion through the use of flexible and simple technological solutions.

The Business principles of MCC allows it to provide financial services to women who are hitherto excluded from the formal financial services by providing them with funding options that enable them to become economically included thereby improving their businesses and enhancing their lifestyle.

Microcima Group Loan
This service is extended to individuals who belong to an informal group in the same or different line of business.
Features

Microcima Individual Loan
This service is designed for economically active individuals; Small & Medium scale entrepreneurs for business expansion.
Features

Microcima Consumer Finance Programme
The program targeted at helping existing clients of Microcima, purchase assets such as generator, refrigerator, grinding machines etc. that will further enhance the productivity of their enterprise.
Features

Microcima Agric Loan
This is designed to finance the farming activities of individuals, group or corporate organizations. The repayment schedule is designed to suit the seasonal nature of such activities.
Features

Microcima Payroll Loan
Microcima payroll loan is a cash advance that is given to a borrower based on their employment status and income. The loan can be obtained easily with proof of income and identification. MCC can process a request and provide cash within just few minutes or hours. However, certain criteria must be met in order to qualify for Microcima payroll loan.