Gulf African Bank holds the prestigious position of being the first fully Shari’ah compliant Bank in Kenya. We started our operations in 2008 and now have 14 branches spread out in Nairobi, Mombasa, Malindi, Lamu and Garissa. Our operations, which are based on Islamic principles, have rapidly become a very attractive alternative to conventional banking. Islamic banking is driven by the increasing …demand for ethical, transparent and fair banking. This provides an attractive alternative to both Muslims and Non Muslims. To ensure adherence to guidelines in our transactions, our activities are monitored by a Shari’ah Supervisory Board which is an independent comprising renowned scholars with extensive experience in law, economics and finance as prescribed by Islamic Shari’ah. The Board supervises all transactions, supervise and approve investment and financing products, make recommendations on administrative issues, supervise training programs and prepare annual certification on the Bank’s Shari’ah compliance. Our focus on exceptional service saw us recognized as the 2nd Best Bank in Kenya with the most satisfied customers in the 2009 Kenya Banking Survey. We also managed to break even in our second year of operation as at end of September 2009. Thirdly, our ranking among the commercial banks in Kenya leaped from the 43rd bank in December 2007 to position 19 as at December 2009. This is an indication of our growing deposits that shows the potential that Islamic banking has in this country and region. In addition to that, we were recognized as 3rd best Tier II bank in Kenya as well being the second best in product innovation for our home mortgage product in the 2010 Kenya Banking Survey. This coupled with an unprecedented growth of our deposit book to Ksh 8.2 Billion and an asset book worth Ksh 6.2 Billion at the end of 2010 underlines the strength of our bank.