SoftBank Invests in African Lending Analytics Startup Credrails

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Co-founder Clara Wanjiku Odero said the company was working with several customers in Kenya and Nigeria. Credrails offers services like lending analytics and reconciliation, and it plans to offer its services to more people, rather than staying in what Odero termed “stealth mode.”

“We are building the open banking infrastructure for Africa, we want to connect banks, mobile money, offline data into a single application programming interface that we then expose to businesses for other use cases,” she said in an interview this month, per Bloomberg. “We’ve been building it up quietly with a core set of customers to make sure that everything works.”

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